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PayPal Payments

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PayPal Payments: What it is and What it Means for Your Business
PayPal Payments is an inclusive payment-acceptance solution for businesses. It helps you get paid whether you’re selling online, offline, or some combination of the two. So you can, for example, sell your perfected salsa online, in your local storefront, and at the annual jalapeno festival. And unlike other payment solutions, PayPal Payments has no setup fees or long-term contracts. It’s a hassle-free way to receive payments anywhere.

PayPal Payments lets you accept credit card payments on your website or on an online marketplace such as eBay or Etsy from customers with or without a PayPal account. Any customer can use the PayPal checkout without ever setting up a PayPal account. Buying is straightforward, and because fees are a flat 2.9% plus 30 cents per transaction, selling is just as uncomplicated. (Volume, nonprofit and micropayment discounts are available. To see all discounts and fees, take a look at our rates and fees.)

You can also use PayPal Payments to send invoices online for faster turnaround, so you can get paid sooner for that bulk shipment of your spicy chip topper. Additionally, the new complimentary mobile payment system, PayPal Heretm, lets you morph your smartphone into a portable payment center, so you can sell that salsa on the go, too (alternate rates apply). Online or offline, PayPal Payments help you get paid virtually everywhere.

With PayPal Payments, you’re also eligible to apply for a free PayPal debit card that earns 1% cash back on signed transactions, which means you can spend the money in your PayPal business account and earn money while doing so. With trustworthy fraud protection, industry-leading data security, and reliable customer service, PayPal is a solid option for any business. And with three product levels, there’s an all-in-one product that’s just right for your business.

Standard, Advanced, and Pro
PayPal Payments’ Standard version (no monthly fees) comes with all the features listed above and lets customers check out securely on PayPal.com before returning to your site. The Advanced and Pro levels let you have a more individualized checkout experience.

An upgrade to the PayPal Payments Advanced option ($5 per month) means you can let customers check out directly on your website. They’ll never have to navigate away from your site to complete a transaction, so it’s great for businesses that want to process sales on their own sites. PayPal works behind the scenes to process payments and prevent fraud, and the customer experience is intuitive and pain-free. PayPal Advanced is pre-integrated with popular e-commerce platforms.

PayPal Payments Pro ($30 per month) is the most customizable offering. With this option, PayPal will help your developers create a unique checkout process that’s integrated with your online store, making the purchasing experience seamless for your customers. You can choose everything from the colors to the layout and language. You pick the details in order to develop a checkout process that’s perfect for your picante connoisseurs.

In addition to online orders, PayPal Payments Pro lets you process credit card payments over the phone, by fax, or by mail with Virtual Terminal (authorization to use Virtual Terminal requires approval). Virtual Terminal lets you enter a customer’s credit card information directly into your PayPal account, so you can be flexible and accept payments in the way that’s most convenient for your customer. It’s just one more way PayPal Payments helps you get paid.

How can PayPal Payments help my business?
PayPal Payments helps your business by helping you do business anywhere. Take orders for your salsa online with the credit card processing system, sell excess mixers on eBay, accept payments for sales at the local fair with PayPal Here, and email invoices to clients for catering those Cinco de Mayo parties – all with one easy-to-manage account. PayPal Payments helps you reach more customers and makes it easy for you to get paid, however you do business.

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This article is one of many resources PayPal provides to help businesses of all sizes. Content and opinions expressed in this article do not necessarily represent the standpoint of PayPal.